CAPABILITY

BANKING & CAPITAL

A stronger position at the negotiating table.

Capital access begins long before a request reaches a credit committee. KCH helps businesses structure the case, the financing position and the route to execution.

Banking Relationships & Finance

Strengthen the company’s position with banks and financial institutions — from selecting counterparties and building the case to negotiating facilities, pricing and conditions.

Facility structuring & renegotiationDomestic & international financeCredit terms & cost optimisationBank selection & introductions

USED WHEN — Used when a company needs new financing, larger facilities, stronger terms, or a more credible route into a bank.

Debt Restructuring & Rescheduling

Assess the underlying business, financing structure, cash-generation capacity and realistic ability to repay, then negotiate a restructuring the business can actually carry.

Critical & distressed debtNPL reschedulingConventional & Islamic structuresRecovery & stabilisation planning

USED WHEN — Used when the objective is not to postpone the problem, but to restore financial stability and a viable path forward.

Banking Business Units

Establish or restructure corporate banking, finance and specialist business units from concept to operation.

Greenfield establishmentExisting-unit restructuringCredit policies & frameworksProduct & service designOperating models & business development

USED WHEN — Used by banks and financial institutions building a new unit or resetting an existing one.

Sukuk & Islamic Finance

Structure Sharia-compliant funding solutions grounded in direct executive experience inside Islamic banking institutions.

Sukuk structuringIssuance advisorySharia-compliant financingIslamic banking transformation

USED WHEN — Used for private-sector funding, Islamic financing solutions and institutions developing Islamic capability.

Risk & Compliance

Strengthen regulatory-risk management, compliance frameworks and control environments without losing sight of commercial reality.

Risk framework reviewCompliance architectureControl environmentsPolicy alignment with growth

USED WHEN — Used when governance, regulation and control need to support — not obstruct — execution.

Capital Readiness

Build a bankable credit proposal. KCH helps clarify the funding need, test cash-flow assumptions and repayment capacity, and prepare the business case for bank assessment. Depending on the sector and situation, the work may include financial projections, a company or project presentation, receivables analysis and other supporting evidence.

Credit proposal preparationCash-flow projectionsBusiness & project presentationsSupporting financial evidence

USED WHEN — For businesses preparing to approach a bank. The assessment, documents and scope are agreed case by case.

KCH prepares credit proposals and supporting documents for submission to banks. Financing approval, terms and disbursement remain the lender’s decision; KCH does not guarantee financing.

START WITH THE SITUATION

Tell us where the business stands. We will define the path from there.

Speak with KCH