Debt is becoming a problem
Understand the pressure before changing the terms.
Every sector and business calls for a different assessment. The areas and documents below are examples; we agree the questions, information and scope with you case by case.
Areas we may explore
- Immediate cash pressure and repayment commitments
- The underlying business and its capacity to recover
- The position with each lender
Information we may request
- Debt, repayment and security schedules
- Financial statements, cash-flow projections and receivables ageing
- Business or project presentations and relevant lender correspondence
A possible first deliverable
A review of the debt position and potential restructuring priorities.
Start with what you have. We will identify what is relevant and help prepare any missing materials within the agreed scope.
KCH prepares credit proposals and supporting documents for submission to banks. Financing approval, terms and disbursement remain the lender’s decision; KCH does not guarantee financing.